Terms of Use

Abacus Benefit Consultants, Inc. ("Abacus") provides this website (the "Site") and the information contained on it as a service to its clients, potential clients, and/or other web-site users. Any user who accesses the Site agrees to Abacus' Terms of Use as set forth below and as may hereafter be modified. Abacus reserves the right to modify or amend the Terms of Use without notice and in its sole discretion and your continued use of the Site following the publication of any such changes shall mean that you accept and agree to same.

  1. Website Disclaimer
    The content on the Site is intended for general, informational purposes only, and does not constitute legal, accounting, or tax advice. As further described herein, Abacus expressly disclaims all liability for loss which may arise from reliance of the information on the Site and Abacus recommends that you contact an Abacus benefits representative or other legal or tax consultant to discuss the facts and issues relating to your specific circumstances.
    The Site may be linked to other external websites. Abacus is not responsible for the content or operation of such external sites and makes no representations concerning such sites or their contents.
  2. Email Disclaimer
    If you receive an e-mail from Abacus, the e-mail message and any attachments transmitted with it are intended solely for the use of the addressee and may contain confidential information. If you are not the intended recipient, or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, copying, or other use of the message or its attachments is prohibited. If you have received a message in error, please notify the sender immediately by replying to the message and please delete it and any accompanying attachments from your computer.
    If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.
  3. Privacy Policy
    When a user visits the Site there are two types of information that may be collected: personal information that a user may knowingly choose to disclose to Abacus (for example, by contacting us via email) and that is collected on an individual basis and Website usage information collected on an aggregate basis as visitors browse the Site which enable us to determine what information may be most useful to visitors.
    Abacus does not use electronic "cookies" to identify visitors to the Site. We do not collect any personally identifiable information from a user accessing the Site, such as a user's name or e-mail address, unless a user provides us with such information. We do, however, automatically collect non-personally identifiable information such as the domain name from which users access the Internet, the date of users' visit, and the pages of the Site that are visited. This information enables us to improve the Site and it content.

    Although Abacus has taken security measures to attempt to prevent unauthorized access of electronic information, we cannot guarantee the privacy of the information that you transmit over the Internet, or the security measures that we use to protect such information; nor can we guarantee the privacy of your personal information if you visit any third party web sites, including those which may be hyperlinked from this Site.
  4. Intellectual Property Notice
    (a) Trademark and Copyright Information www.AbacusBCI.com and the Abacus logo are the property of Abacus. All other names and trademarks are the property of their respective holders.
    (b) Ownership of Materials. Other than certain distribution forms and software available on or through the Site, all materials found on the Site are the property of Abacus ("Abacus Materials"), are protected by federal and worldwide copyright laws and treaty provisions and Abacus retains all copyrights to Abacus Materials. You may download one copy of the Abacus Materials on a single computer for your personal, non-commercial internal use only, unless specifically licensed to do otherwise by Abacus in writing. This license is subject to the following restrictions: you may not (a) modify Abacus Materials or use them for any commercial purpose, or any public display, performance, sale or lease, (b) remove any copyright or other proprietary notices from Abacus Materials, and/or (c) transfer Abacus Materials to another person or entity. Abacus may terminate this license at any time if you breach the terms of this Agreement. Upon termination, you will immediately destroy Abacus Materials.
  5. Waiver
    Any failure by Abacus to enforce any term or provision of this Agreement shall not be deemed a waiver of any breach of that or any other term or provision of this Agreement. Any failure by Abacus to enforce any term or provision of this Agreement shall not constitute a waiver of a future breach of that or any other term or provision of this Agreement.
  6. Disclaimer of Liability
    The information and materials available on the Site are provided "as is", without any express or implied warranty of any kind, and are not represented to be correct, complete, up-to-date or suitable for any particular purpose. Abacus expressly disclaims, to the fullest extent permitted by applicable law, any liability with respect to the information provided or any user's use or inability to use the information provided on the Site or any delays in providing the information or any inaccuracies, errors or omissions in the information. Abacus hereby disclaims all warranties, including but not limited to implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement of intellectual property or warranties arising from a course of dealing or custom of the trade.
    Abacus also makes no representation or warranties that your access to and use of the Site will be uninterrupted or error-free, free of viruses or unauthorized code or is secure.
  7. Applicable Law
    The Site is owned and controlled by Abacus from its offices within Rhode Island. Those who choose to access the Site from other locations are responsible for compliance with applicable local laws. You may not use or export the any materials available on the Site in violation of United States export laws or regulations. Any dispute relating to the Site shall be governed by the laws of the of Rhode Island and subject to final and binding arbitration, by a single arbitrator, administered by the American Arbitration Association nearest Abacus' main offices in Rhode Island. The arbitrator shall award to the prevailing party all costs and disbursements, including reasonable attorneys, incurred in connection with the enforcement of this Agreement.
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Contact Information

Abacus Benefit Consultants, Inc.
Tel: (401) 942-4900 • Fax: (401) 942-8989

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